$100 per month in Bitcoin since 2014
Buying $100 of Bitcoin every month from January 1, 2014 works out to $15,300 put in across 153 purchases. Those buys total 10.5986 BTC, worth $839,381 at today's price, a return of +5,386%.
Total invested
$15,300
153 purchases of $100
Value today
$839,381
At the latest market price
Profit
+$824,081
+5,386% ROI
BTC stacked
10.60 BTC
1,059,857,067 sats
Annualized (XIRR)
+57.2%
Max drawdown
−78.8%
Purchases
153
Best buy
$219.25 · Feb 1, 2015
Year-by-year breakdown
| Year | Total invested | Value at year end | ROI |
|---|---|---|---|
| 2014 | $1,200 | $901.27 | -24.9% |
| 2015 | $2,400 | $2,450 | +2.1% |
| 2016 | $3,600 | $6,916 | +92.1% |
| 2017 | $4,800 | $103,095 | +2,048% |
| 2018 | $6,000 | $41,166 | +586% |
| 2019 | $7,200 | $76,136 | +957% |
| 2020 | $8,400 | $199,197 | +2,271% |
| 2021 | $9,600 | $598,893 | +6,138% |
| 2022 | $10,800 | $180,418 | +1,571% |
| 2023 | $12,000 | $408,575 | +3,305% |
| 2024 | $13,200 | $1,027,326 | +7,683% |
| 2025 | $14,400 | $976,092 | +6,678% |
| 2026 (YTD) | $15,300 | $824,482 | +5,289% |
Each row is measured at that year's final scheduled purchase. The current year shows the latest purchase so far.
How this is calculated: purchases are simulated on UTC calendar days. Prices come from Kraken weekly candles filled in to daily values, with real daily market data covering 2010–2015. Amounts are in USD, and no exchange fees are applied. ROI is the gain as a percentage of what you put in. XIRR is the annualized return, meaning the yearly rate of growth, adjusted for money going in a bit at a time. Max drawdown is the deepest fall the stack ever took from its own peak. The full methodology covers the rest.
Run your own numbers
This page assumes $100 every month and zero fees. Change any of it in the live calculator: amount, cadence, dates, fees, all backtested against the same historical data.
Open the calculatorCommon questions
How much would $100 per month in Bitcoin since January 1, 2014 be worth today?
Investing $100 every month from January 1, 2014 totals $15,300 across 153 purchases. At today's price that stack would be worth $839,381, a return of +5,386%.
How much BTC would $100 per month since January 1, 2014 accumulate?
About 10.5986 BTC (1,059,857,067 sats), at an average cost of $1,444 per BTC.
What is the annualized return of this DCA schedule?
The money-weighted annualized return (XIRR) is +57.2% per year, with a maximum portfolio drawdown of 78.8% along the way.
Related scenarios
Not financial advice. This is a historical simulation for educational purposes; past performance does not guarantee future results. Bitcoin is volatile and you can lose money.