$100 per month in Bitcoin since 2020
Buying $100 of Bitcoin every month from January 1, 2020 works out to $8,100 put in across 81 purchases. Those buys total 0.2850244 BTC, worth $22,704 at today's price, a return of +180%.
Total invested
$8,100
81 purchases of $100
Value today
$22,704
At the latest market price
Profit
+$14,604
+180% ROI
BTC stacked
0.2850 BTC
28,502,440 sats
Annualized (XIRR)
+30.7%
Max drawdown
−69%
Purchases
81
Best buy
$6,667 · Apr 1, 2020
Year-by-year breakdown
| Year | Total invested | Value at year end | ROI |
|---|---|---|---|
| 2020 | $1,200 | $2,350 | +95.9% |
| 2021 | $2,400 | $8,618 | +259% |
| 2022 | $3,600 | $3,366 | -6.5% |
| 2023 | $4,800 | $9,320 | +94.2% |
| 2024 | $6,000 | $25,317 | +322% |
| 2025 | $7,200 | $25,126 | +249% |
| 2026 (YTD) | $8,100 | $22,173 | +174% |
Each row is measured at that year's final scheduled purchase. The current year shows the latest purchase so far.
How this is calculated: purchases are simulated on UTC calendar days. Prices come from Kraken weekly candles filled in to daily values, with real daily market data covering 2010–2015. Amounts are in USD, and no exchange fees are applied. ROI is the gain as a percentage of what you put in. XIRR is the annualized return, meaning the yearly rate of growth, adjusted for money going in a bit at a time. Max drawdown is the deepest fall the stack ever took from its own peak. The full methodology covers the rest.
Run your own numbers
This page assumes $100 every month and zero fees. Change any of it in the live calculator: amount, cadence, dates, fees, all backtested against the same historical data.
Open the calculatorCommon questions
How much would $100 per month in Bitcoin since January 1, 2020 be worth today?
Investing $100 every month from January 1, 2020 totals $8,100 across 81 purchases. At today's price that stack would be worth $22,704, a return of +180%.
How much BTC would $100 per month since January 1, 2020 accumulate?
About 0.2850244 BTC (28,502,440 sats), at an average cost of $28,419 per BTC.
What is the annualized return of this DCA schedule?
The money-weighted annualized return (XIRR) is +30.7% per year, with a maximum portfolio drawdown of 69% along the way.
Related scenarios
Not financial advice. This is a historical simulation for educational purposes; past performance does not guarantee future results. Bitcoin is volatile and you can lose money.