$100 From Every Biweekly Paycheck in Bitcoin Since 2019
Buying $100 of Bitcoin every 2 weeks from January 1, 2019 works out to $19,900 put in across 199 purchases. Those buys total 1.0342 BTC, worth $65,007 at today's price, a return of +227%.
Total invested
$19,900
199 purchases of $100
Value today
$65,007
At the latest market price
Profit
+$45,107
+227% ROI
BTC stacked
1.03 BTC
103,424,320 sats
Annualized (XIRR)
+30.4%
Max drawdown
−73%
Purchases
199
Best buy
$3,470 · Jan 29, 2019
Year-by-year breakdown
| Year | Total invested | Value at year end | ROI |
|---|---|---|---|
| 2019 | $2,700 | $3,129 | +15.9% |
| 2020 | $5,300 | $18,805 | +255% |
| 2021 | $7,900 | $35,152 | +345% |
| 2022 | $10,500 | $14,154 | +34.8% |
| 2023 | $13,100 | $41,106 | +214% |
| 2024 | $15,700 | $98,168 | +525% |
| 2025 | $18,300 | $88,244 | +382% |
| 2026 (YTD) | $19,900 | $66,605 | +235% |
Each row is measured at that year's final scheduled purchase. The current year shows the latest purchase so far.
How this is calculated: purchases are simulated on UTC calendar days. Prices come from Kraken weekly candles filled in to daily values, with real daily market data covering 2010–2015. Amounts are in USD, and no exchange fees are applied. ROI is the gain as a percentage of what you put in. XIRR is the annualized return, meaning the yearly rate of growth, adjusted for money going in a bit at a time. Max drawdown is the deepest fall the stack ever took from its own peak. The full methodology covers the rest.
Run your own numbers
This page assumes $100 every 2 weeks and zero fees. Change any of it in the live calculator: amount, cadence, dates, fees, all backtested against the same historical data.
Open the calculatorCommon questions
How much would $100 per 2 weeks in Bitcoin since January 1, 2019 be worth today?
Investing $100 every 2 weeks from January 1, 2019 totals $19,900 across 199 purchases. At today's price that stack would be worth $65,007, a return of +227%.
How much BTC would $100 per 2 weeks since January 1, 2019 accumulate?
About 1.0342 BTC (103,424,320 sats), at an average cost of $19,241 per BTC.
What is the annualized return of this DCA schedule?
The money-weighted annualized return (XIRR) is +30.4% per year, with a maximum portfolio drawdown of 73% along the way.
Related scenarios
Not financial advice. This is a historical simulation for educational purposes; past performance does not guarantee future results. Bitcoin is volatile and you can lose money.