A First Year of DCA: $25 a Week Through 2025
One calendar year of $25 weekly buys, from January 1 to December 31, 2025. The buying stops there, and the stack is still valued at the latest price.
Buying $25 of Bitcoin every week from January 1, 2025 to December 31, 2025 works out to $1,325 put in across 53 purchases. Those buys total 0.01317724 BTC, worth $1,087 at a bitcoin price of $82,489, a return of -18%.
That price was quoted by Coinbase on Oct 12, 2026 at 22:44 UTC. This page is rebuilt about once a day, so the price can be a day or more old. The calculator runs the same plan on current prices.
Total invested
$1,325
53 purchases of $25
Value
$1,087
At $82,489 per BTC, Oct 12, 2026
Profit
-$238.03
-18% ROI
BTC stacked
0.0132 BTC
1,317,724 sats
Annualized (XIRR)
-14.4%
Max drawdown
−21.5%
Up to Dec 31, 2025 only
Purchases
53
Best buy
$82,490 · Apr 2, 2025
Year-by-year breakdown
| Year | Total invested | Value at year end | ROI |
|---|---|---|---|
| 2025 | $1,325 | $1,153 | -13% |
Each row takes the bitcoin held at the end of that year and values it at the price for December 31 (UTC). ROI is the gain on everything paid in up to then.
How this is calculated: purchases are simulated on UTC calendar days. Each day is priced from Coinbase: one close per UTC day. The price history was fetched on Oct 12, 2026 at 22:43 UTC, and a row dated that day is the latest trade at that moment, not a close. Amounts are in USD, and no exchange fees are applied. ROI is the gain as a percentage of what you put in. XIRR is the annualized return, meaning the yearly rate of growth, adjusted for money going in a bit at a time. Max drawdown is the deepest fall the stack's value took from its own earlier peak, checked on every day of the plan and not only on purchase days. One price a day cannot show a fall that happens inside a single day. On this page that check stops on December 31, 2025. The value, ROI and XIRR use the Oct 12, 2026 price, so a deeper fall after December 31, 2025 is not in the figure. The full methodology covers the rest.
Run your own numbers
This page assumes $25 every week and zero fees. Change any of it in the live calculator: amount, cadence, dates, fees, all backtested against the same historical data.
Open the calculatorCommon questions
How much would $25 per week in Bitcoin from January 1, 2025 to December 31, 2025 be worth today?
Investing $25 every week from January 1, 2025 to December 31, 2025 totals $1,325 across 53 purchases. At a bitcoin price of $82,489 (Oct 12, 2026, UTC) that stack is worth $1,087, a return of -18%. This page is rebuilt about once a day.
How much BTC would $25 per week from January 1, 2025 to December 31, 2025 accumulate?
About 0.01317724 BTC (1,317,724 sats), at an average cost of $100,552 per BTC.
What is the annualized return of this DCA schedule?
The money-weighted annualized return (XIRR) is -14.4% per year. Up to December 31, 2025, the plan's end date, the stack's value fell as much as 21.5% from an earlier peak, checked on every day of the plan at that day's price. Falls after December 31, 2025 are not counted in that figure, while the value and the return above run to Oct 12, 2026.
Related scenarios
Not financial advice. This is a historical simulation for educational purposes; past performance does not guarantee future results. Bitcoin is volatile and you can lose money.